home warranty
not a bad idea if as homeowner you are typically spending 100 -150 USD almost every month on various repairs and contingencies. and insurance is no insurance at all for normal wear and maintenance issues. over the last year, i spent $90+$135 on two bathrooms and $125 on a/c fix. Altogether almost as much as the annual cost of home warranty ($370 - $380) [minus] the peace of mind.
so, i looked for home warranty plans on the internet. found three. requested quotes online. got follow up phone calls immediately after offering 5 - 15% discount on quote with phone sign-up and one time payment for the year. co-pay is $45 (one company adjusted the co-pay as well from $60 to $45) but can be $0 at an additional $100 per year. i declined that offer cuz i wanted to see how many times i actually use these services.
look for limited roof leak coverage and for sure get a plan that includes central air conditioning.
just in case i need to use the services, i'll of course post a follow-up on the experience.
so, i looked for home warranty plans on the internet. found three. requested quotes online. got follow up phone calls immediately after offering 5 - 15% discount on quote with phone sign-up and one time payment for the year. co-pay is $45 (one company adjusted the co-pay as well from $60 to $45) but can be $0 at an additional $100 per year. i declined that offer cuz i wanted to see how many times i actually use these services.
look for limited roof leak coverage and for sure get a plan that includes central air conditioning.
just in case i need to use the services, i'll of course post a follow-up on the experience.
