the hour draws near...
did the final walk-through yesterday evening. most of the repairs/replacements are done. the bathroom window pane and two of the sprinklers need to be replaced/fixed. the seller has given me his word on having that done within the week. and i do not wish to play hard ball. if Allah wills it, it will happen.
have to get a cashier's check made out to the title company for the remainder of the 5 down. will leave for the bank shortly.
this evening at 5:00pm, i will sign "my life away" as my mortgage broker's assistant puts it. they are a solid bunch of people and working with them for the most part has been a pleasant experience.
in all of this, i did not particularly feel the absence of an agent. only as a witness to all transactions perhaps but paperwork, unlike what most of us think, is not overwhelming at all because most of it is handled by the lender/ mortgage broker's office.
so far in this whole process i was responsible for arranging the inspection and getting hazard insurance on the house. after some comparison shopping, i switched to allstate. hopefully, i'm in "good hands".
i also realised when i was switching my auto over to allstate that i had been paying more for my auto from geico than i'll be paying for home+auto with allstate. my bad for not shopping around and being lazy.
on a sidenote, i think there is no way i can avoid the escrow account for my taxes. ah well... so much for hoping i could beat the system. many have come before me. and failed no doubt.
have to get a cashier's check made out to the title company for the remainder of the 5 down. will leave for the bank shortly.
this evening at 5:00pm, i will sign "my life away" as my mortgage broker's assistant puts it. they are a solid bunch of people and working with them for the most part has been a pleasant experience.
in all of this, i did not particularly feel the absence of an agent. only as a witness to all transactions perhaps but paperwork, unlike what most of us think, is not overwhelming at all because most of it is handled by the lender/ mortgage broker's office.
so far in this whole process i was responsible for arranging the inspection and getting hazard insurance on the house. after some comparison shopping, i switched to allstate. hopefully, i'm in "good hands".
i also realised when i was switching my auto over to allstate that i had been paying more for my auto from geico than i'll be paying for home+auto with allstate. my bad for not shopping around and being lazy.
on a sidenote, i think there is no way i can avoid the escrow account for my taxes. ah well... so much for hoping i could beat the system. many have come before me. and failed no doubt.
